You might be surprised to hear that most of the bad credit lending for home loans is being done at the moment by private lenders. Mainstream banks have never been involved in lending to people with bad credit, and things don’t look like changing in the near future.
Remember, this only applies to Home Loans, I cannot help with Personal Loans.
It’s not important where the money comes from, what is important is that it provides opportunity for people who need another chance. As you consider the benefits of looking at this type of finance you might like to give consideration to calling me first before you go much further. By the way, you can do this by phoning me on 1300 133 193, no strings attached, no obligations.
Can I ask you though to imagine how you will feel when you know that your credit problems could be solved with one single phone call.I know that you would welcome the opportunity to rid yourselves of the problems, the phone calls and the lack of sleep that you experience while you are going through this period of your life.
You can relax about the cost of doing all this because I don’t charge anything for my service. It is the lender who pays me and there is no cost to you at all for my services. It is easy to know that you can get what you’re looking for without too much hassle isn’t it?
It is also okay not to give me a ring now on 1300 133 193 but the sooner you do that you will feel so much better.
Remember I only deal in the best Home Loans that suit your individual needs.
{ 14 comments… read them below or add one }
I am looking for a personal loan R30 000 over 60 months urgently but I am under debt review.
I have the capacity to pay back any loan but no one seems to be able to help can you assist.
I have been scammed to many time and I am at my wits end……
Sorry,
I only work with clients in certain regions of Australia.
Michael
i just hope this not another scam out there. i am looking for a homeloan for 100k i have been paying 1200on rent for the past 3yrs and my credit score is so low that i need your help thank for reading this information.
No this is not a scam, but I can only help you if you live in Australia.
If you do please ring me on 1300 133 193.
Mike
So you also provide personal loans from private lenders?
No Sorry,
I only deal with Home Loans.
I do not know of any private lenders who do personal loans.
Mike
We need to urgently refinance our mortage or we lose our home. Can you help us we have mortage arrears and past credit problems
Call me on 1300 133 193 any time after 9.00 am.
Mike
Sorry Ian,
I can only help with home loans, not personal loans. I suggest you talk to your current bank as they will be in the best position to assist you.
Mike
Hi we need urgent help or we are going to lose our home we dont have good credit and we are in arrears with our current loan and need to re fiance quickly, we both have very good secure full time jobs, can you help us ????
Hi,
Can you do home loans for people with terrible credit history and with little to no deposit. I have the capacity to pay back any loan but no one seems to be able to help can you assist.
Mark
Joe,
It all depends on your circumstances and being able to prove you can afford your repayments. In other words, if your situation has changed and you can show that you can make the repayments you were nor previously able to make, you may have a good chance.
It s much easier to phone me on 1300 133 193.
Mike
You will need to show that you can make the loan repayments, usually by displaying a good employment history and enough money coming in to do so.
You will need a deposit saved too. At least 10%.
Mike
Hi,
I am looking for a personal loan and hope that you may be able to assist in a intrdouciton to the appropriate agency. I am seeking $45000 at which I can afford to repay approx $860 per month so this I believe would eb a loan of approx 7 years. I have two defaults that were listed in mid 2007 and were paid in full. Amex and Bankwest and the total was approx $21k. I was in a difficult position at the time and awaiting a property settlement however the agency did not wait and the debts were listed. I am currently payuing under arrangement a $1800 Optus internet Bill at $100 per month and I have been since notified of an outsatanding energy bill of $380 that I was never made aware of, this bill goes back over two years and they had the wrong address.
I am employes a amanager of a recruitment business and earn after tax $7300 a month, i have been with this company for fourteen months after being “headhunted” from a simialr company.
I am currently sharing a house with a friend to help her out with some additional income and in that regard i pay $1000 a month, i now need to move and repurchase furnishings and I will be looking at rent of approx $2300 per month. To adequaltely cover this cost and general living costs i need to consolidate a number of small loans and debts thus providing more cash.
I would really like to sit with some one that is professional and can assist in planning and putting something liek this together. Unfortunately I have been to Commonwealth Bank, who I bank with, and all I get is a blanket response that because of history they cannot assist, I know my history is poor but my current ability to make repayments plus my actions since make for a better history than what occurred five years ago.
Many thanks,
Cambell